If you have been in an auto accident in Michigan, you may be wondering what effect Michigan's no fault insurance law has on your rights.
The purpose of this article is to provide an overview of your rights and remedies under Michigan no fault law. If you speak to a lawyer or insurance agent about your car accident claim, you may hear about your "first party" and "third party" claims. This confusing language is short-hand for whether you are making a claim for medical benefits with your own insurance company ("first party"), or if you are making a claim for pain and suffering resulting from your injuries against the driver of another car ("third party").
In seeking assistance after a car accident, it is very helpful to consult with a lawyer who is familiar with Michigan's auto accident laws. Insurance companies for people who cause accidents will attempt to avoid paying damages, and may offer inadequate settlement offers to unrepresented persons - if they make an offer at all. Your own insurance company is unlikely to fully inform you of the benefits you are entitled to receive under Michigan No Fault law, and many insurance companies have been known to deny or cut off benefits to people who are legally entitled to receive them. An experienced lawyer can help you protect your rights.
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